The URA provides first time home buyers with an opportunity to purchase their own home. Although the URA has target areas that they are promoting, the entire city of Pittsburgh is eligible for Home purchases. From their fact sheet for the Pittsburgh Home Ownership Program —
The Pittsburgh Home Ownership Program provides fixed, low interest, 30-year mortgage loans for low to moderate income home buyers. Our program has a low down payment requirement of 3%. A great feature of PHOP is that we offer what others don’t — help with your down payment and closing costs. The URA offers a Down Payment/Closing Cost Assistance grant up to $3,000, for income eligible borrowers.
The income and eligibility guidelines are available on the URA site.Really, with this kind of incentive it just makes more sense to own your home than to continue renting.